Oh Deer! What To Do When You Hit a Deer (or a Deer Hits You) While Driving

Picture this: you’re enjoying a relaxing drive, jamming out to your favorite playlist, and imagining yourself as the star of a music video. Suddenly, BAM! Bambi decides to join your road trip uninvited. Now what? Hopefully, you have auto insurance. Let’s dive into the wild world of deer collisions and what to do when you hit a deer — or when a deer hits you. 

Understanding Why Deer Accidents Occur 

Let’s start by addressing the age-old question: Why do these animals insist on playing chicken with cars? Do they think they’re part of some extreme sports league? The short answer is deer and automobile accidents happen because roads go through deer habitat.  

The Washington State Department of Transportation, in a report about reducing the risk of wildlife collisions, estimates there are 1,500 wildlife collisions reported each year. And that count only includes collisions that cause significant damage, so it’s likely the actual number of wildlife accidents is significantly higher. 

Wildlife accidents tend to happen in rural areas or near forests, especially during their morning coffee break or late-night snack run. During mating season, they get extra frisky, so be on the lookout for amorous furry friends on the move. 

Assessing the Risks and Consequences 

Hitting a deer can lead to serious car damage. We’re talking about more than just a dent or two — imagine an animal-shaped hood ornament. And don’t forget the potential injuries to you and your passengers. It’s no small matter, which is why knowing the right steps to take can save you a lot of headaches (and wallet aches — especially higher rates after the accident). 

Immediate Actions After Hitting a Deer 

If you find yourself face-to-face (or bumper-to-face) with a critter, stay calm. Easier said than done when a large animal has just tried to audition for your driver’s seat, but take a deep breath and follow these steps. 

Ensuring Safety: Move to a Safe Location 

Your number one priority is safety — that is, after you get over the initial shock of realizing, “I’ve hit a deer with my car!” pull over to the side of the road, turn on your hazard lights, and make sure you and your passengers are alright.  

Checking for Injuries Among Passengers 

After you’ve parked, check on everyone inside your car. If anyone needs medical attention, call emergency services pronto. Deer may look cute, but they pack a punch that could rival a heavyweight champ. 

Check on Bambi (From a Safe Distance) 

Feeling brave enough to check on the deer? Do so from a distance. A wounded deer is more unpredictable than your cat after a bath. You don’t want to end up on the evening news because you tried to hug it out. 

Dealing With the Aftermath of a Deer Collision 

If Washington wildlife hits your car this fall, or it has been a bit too eager to cross the highway in front of you, here’s what you should do next. 

Contacting the Authorities: When and How 

Once you’ve ensured everyone’s safe, it’s time to call in the cavalry. Reporting the incident is crucial, especially if your car resembles a modern art sculpture or the four-legged friend is causing a traffic jam. 

The Importance of Documentation 

Take pictures of the scene, your car, and any damage. Think of it as your chance to show off your photography skills — just don’t expect a Pulitzer. These photos will help when filing your claim. Vern Fonk has a handy accident checklist to make sure you don’t forget anything. 

Insurance Implications of Hitting a Deer 

When it comes to insurance, hitting a deer can make an impact (pun intended). Here’s what you should do next on this side of the equation. 

Filing a Claim: Steps and Necessary Information 

After you’ve documented the scene, call your insurer. Be ready to provide all the details of your encounter with nature. They’ll guide you through the claims process. 

You should also have documentation on everything that’s happened, including any police reports, photos of the accident, and anything else that can help your claims adjuster better understand the situation. 

Worried about your premiums? Check out how accidents affect car insurance. The good news is that accidents involving animals generally won’t increase your premiums because you won’t be considered to be at fault for the collision. 

Make Sure You’re Insured Before You Encounter a Deer 

While a deer collision can be a real “doe-see doe,” following these steps will help you navigate the chaos with humor and grace. Take special care on the roads during mating season (November and December) and when you’re driving in rural or forested areas.  

Want to make sure you’re covered for unexpected wildlife encounters? Check out Vern Fonk for the best coverage options. Comprehensive coverage is the one you need to help pay for collisions with wildlife. 

Get started today with an online quote, give us a call at (800) 455-8276, or visit your local Vern Fonk office and speak with us in person! 

FAQ: Navigating Deer Collisions 

Is It Illegal to Leave the Scene After Hitting a Deer? 

It depends on the extent of the damage. State law in Washington requires drivers to report any accident that involves more than $1,000 in damage or a personal injury. 

Also, if the animal is obstructing the roadway, you should make an effort to get it out of the way so that other drivers do not hit it. It is safest to call the authorities to handle this since they can set up a temporary roadblock to redirect traffic while the animal gets moved. 

Should I Try to Move the Deer Out of the Road After a Collision? 

Leave the heavy lifting to the pros. Moving any animal is risky business and could be more trouble than it’s worth. 

How Can I Recognize Signs of Vehicle Damage That May Not Be Immediately Apparent? 

After an accident, treat your car to a check-up. Some damage might be sneakier than a critter trying to cross a highway. 

How Can I Prevent Future Deer Collisions When Driving? 

Stay alert, use high beams when appropriate, and drive slower in animal-heavy areas. Oh, and maybe a whistle? No one knows if they work, but it can’t hurt!