Washingtonians who operate vehicles to transport products or people, require high liability insurance, haul equipment, or have other similar special needs, need a commercial auto insurance policy. A commercial auto insurance policy covers certain legal liability resulting from bodily injury or property damage caused by the vehicles used in your business. It’s easy to get lost in a maze of options while looking for commercial auto insurance – at Vern Fonk, we’ll get you out of the weeds!
Commercial auto insurance provides liability, collision, comprehensive, personal injury protection (PIP) and uninsured motorist’s coverage. However, there are also differences between a commercial auto insurance policy and your personal auto insurance policy that may include eligibility, definitions, coverages, exclusions and limits. Most commercial auto policies are “named driver only” policies, meaning only those drivers listed on the policy can operate a covered auto.
At Vern Fonk, our commercial vehicle insurance policies cover more vehicles and trailers than there are fir and cedar trees in the Washington mountains, including:
Private Passenger
SUV
Sport
Luxury
Mini Van
Full Size Van
Step Van (<10,000 GVW)
Delivery Van (>10,000 GVW)
Trucks (up to 40,000 GVW) That are Eligible for Commercial Auto Insurance
Pickup Truck (2×4)
Pickup Truck (4×4)
Pickup Truck (5th wheel)
Catering Truck
Straight Truck
Flatbed Truck
Stake Body Truck
Refrigerated Truck
Dump Truck
Tank Truck
Tractor Cab (Cab only)
Types of Trailers That are Eligible for Commercial Auto Insurance
Utility Trailer (up to 12 feet)
Utility Trailer (greater than 12 feet)
Dry Freight Trailer
Refrigerated Dry Freight Trailer
Dump Trailer
Flatbed Trailer
Livestock Trailer
Other Trailer