Health Insurance

Affordable Washington Health Care Options During Open Enrollment: Nov 1 to Dec 15

Vern Fonk is here to make individual and family health insurance plans easier for you to get. One of our professional, friendly, and good-humored agents is available today to identify the best plan to meet your needs and budget with less stress and more smiles.

Why Choose Vern Fonk?

When it comes to finding a health plan, Vern Fonk will help you to:

  • Find, apply, and enroll in a plan that best meets (or exceeds!) your needs.
  • Explore your coverage options. Washington’s Health Benefit Exchange includes plans in categories called “metal levels.” The levels are Bronze, Silver, Gold and Platinum. While all plans offer standard coverage benefits, the lower your monthly premiums are, the more you will pay out-of-pocket when you receive medical care. So, for example, if you choose a Bronze Plan, your monthly premium will be lower but your care will be higher.
  • Figure out if you qualify for a low-cost or no-cost insurance plan through Medicare and Medicaid. Medicare plans are for individuals who are 65 or older or individuals who have certain disabilities. Medicaid (also known as Washington Apple Health) is available year-round to individuals with limited incomes.
  • See a clear picture of costs and coverage options before you commit to a plan.

The Importance of Health Insurance Coverage

Even if you are in such good health that the sun seems to only shine on you while the rest of Washington rains, unanticipated medical bills can cost hundreds or even thousands of dollars. A health plan will help protect you from major financial losses resulting from an accident, injury, or unexpected illness.

Health insurance coverage also promotes a healthier lifestyle because it provides coverage for preventative care and wellness visits. Routine check-ups can help you and your doctor address health concerns before they become larger issues. Even though what we’re about to say next is totally relatable, now you have no reason to procrastinate on taking the best care of yourself possible!

You can also give us a call at to talk to an expert Vern Fonk insurance agent. Our fun, knowledgeable team will answer your questions and help you find the best budget-friendly health insurance for you.

Special Enrollment Is Open All Year

Special open enrollment for individual and family health plans is available outside of the Open Enrollment period if you meet certain criteria. If you enroll during this period, your coverage will become effective on the first of the following month – cue the party music!

Our welcoming, dedicated representatives will provide all answers to your questions and concerns. You can count on our team to help you find the ideal health insurance policy that makes your wallet sing.

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Qualifying Life Events for Special Enrollment

We would never let you miss open enrollment because that would be no fun at all! However, if on the rare occasion you do forget that open enrollment period and can’t purchase or make changes to your existing health insurance, a qualifying life event will save you. Theseevents are limited to the following:

  • Having a child by birth, adoption, or foster care.
  • Placing a child for adoption or foster care.
  • Change in where you live (including release from jail).
  • Losing health care (such as losing employer coverage, or no longer qualifying for Medicaid).
  • Change in your income, particularly a drop that impacts your ability to pay for health insurance.
  • Turning 26-years-old and losing eligibility to be covered by your parent or guardian’s plan.
  • Marriage or entering a domestic partnership.
  • Becoming a citizen, national, or lawfully present individual.

It is important to note that if any of these situations apply to you, you must enroll in a plan within 60 days of the qualifying situation. Read that again!

Contact Vern Fonk for a Free Quote Today

Today is the day you find out all your amazing health insurance options, including a free coverage quote for you and your family. Yes, that is the magic of Vern Fonk! Health insurance will keep you confident and smiling. Start your quote online or give us a call today to discuss your options and experience Vern Fonk’s reliable support and service. It’s time to get Fonky!

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