Washington Homeowners Insurance Quotes

There’s no place like home. You don’t have to click your red heels together like Dorothy to find that special place. Home is your Seattle shelter, your Redmond residence, your Tacoma town home, your Vancouver villa or wherever you put your feet up at night (and escape the rain).  That’s why it’s important to let Vern Fonk help you find the best and most affordable home insurance.

Your home and its contents are not only your most valuable asset financially, but emotionally as well. With Vern Fonk Washington home insurance, we’ll make sure your dwelling is protected. Whether you prefer to shop online or get a one-on-one consultation from a licensed Vern Fonk insurance agent, you’re in the right place. At the one and only Vern Fonk, you can shop for your Washington homeowners insurance policy the way you prefer.

Homeowners insurance provides financial protection against home-related disasters. A standard policy insures the home itself and your belongings inside it. Because everyone’s needs are not the same, it is best to consult your Vern Fonk insurance agent to help assess what’ best for you. Let us help you create your ideal Washington homeowners insurance policy today!

Homeowners insurance covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets. Damage caused by most disasters is covered but there are exceptions. The most significant are damage caused by floods, earthquakes and poor maintenance. You must buy two separate policies for flood and earthquake coverage. Maintenance-related problems are the homeowner’s responsibility.

Lending institutions usually require mortgage customers to purchase homeowners insurance. Don’t rely on the coverage levels mandated by your bank or mortgage company. Those levels are designed to protect the house itself, but not necessarily your possessions.